Easy Implementation

Earned Wage Access for Regional & Super-Regional Banks

Regional banks thrive on strong customer relationships and local trust. But to compete with national banks and fintechs, you need to offer comparable (or superior) digital services. Clockout gives regional banks a competitive edge: a service that attracts new customers and strengthens existing relationships.

GETTING STARTED

How it works

1

User Joins Clockout

Our user-friendly in-app process allows customers to join Clockout effortlessly.
2

Payroll Connection

Users securely connect their payroll using their credentials, facilitating real-time data integration.
3

Direct Deposit Switch

With just two clicks, users can allocate their direct deposits to your bank, ensuring primacy.
4

Advance Collection

Repayments are automatically collected when the user's paycheck is deposited into their account.
compete and win in your market

Attract New Accounts in Your Region

Use EWA as a differentiator to draw customers away from big national banks. Show that your bank can offer the same cutting-edge services. Offering on-demand pay can be a headline feature in your marketing that appeals to tech-savvy consumers and younger professionals in your area.

Win your market by offering innovative products.
Differentiate from National Banks.
plug and play earned wage access

Fast Installation, minimal IT strain for your team

With smaller IT teams, regional banks can’t afford year-long projects. Clockout’s swift deployment (live in days, not months) means you can roll out a new offering without derailing your tech roadmap. Our lightweight installation in existing core providers handle the heavy lifting.

Regional bank benefits

Stay competitive against National Banks and Fintechs with EWA

Talk to Sales
Capture Direct Deposits
Integrate with over 1,600 payroll systems to seamlessly capture direct deposit allocations and payroll data.
Grow Core Deposits
Increase your bank's deposit base by attracting more direct deposits and expanding your customer base.
Differentiate Portfolio
Stay ahead in the competitive market by offering Earned Wage Access, setting your institution apart.
Win Primacy
Achieve primary bank status with customers by providing services that meet their immediate financial needs.
Offer new products
Diversify your offerings with new products that generate additional revenue streams.
Attract new customers
Appeal to younger demographics by addressing their liquidity challenges with innovative solutions.