Community banks have a mission to serve and uplift local customers. Clockout helps you further that mission by offering a service that improves your customers’ financial health. With Earned Wage Access, your community bank can provide immediate financial relief to customers, reduce their reliance on payday loans, and attract young people looking for modern banking options.
When locals know they can count on their community bank in a pinch (like a mid-week expense before payday), their loyalty skyrockets. EWA can deepen trust – you become more than a place to store money; you’re a partner in their financial stability. This can translate to more products per customer (loans, mortgages down the line, etc., because they trust you to have their back).
No core conversion or heavy tech lift required. Clockout integrates via a secure API and SDK that sits on top of your existing digital banking. Many community banks are part of banking platforms (like Jack Henry’s Banno, Q2 or Fiserv) – we likely already support your environment. Our deployment can be handled remotely with guidance to your team, typically in under 2 weeks.