Credit Unions & Earned Wage Access: Empowering Members and Boosting Loyalty
Credit unions have long been dedicated to improving the financial wellness of their members. Unlike traditional banks
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- VIP enables Clockout to integrate with SilverLake System® and Symitar® -
Chattanooga, TN, March 13, 2025 – Clockout, an Earned Wage Access infrastructure company selling to financial institutions, today announced that it has joined the Jack Henry™ Vendor Integration Program (VIP). Participation in the program will provide Clockout with access to Jack Henry’s technical resources to enable Clockout’s solution to integrate with SilverLake System® and Symitar®. The Vendor Integration Program is designed to help ensure that Jack Henry’s customers can easily deploy third-party products.
Clockout’s Earned Wage Access solution integrates with SilverLake System via jXchange™, a services-based programming interface that enables third-party vendors and banks to access the platform’s core data and business rules. The integrity of data is maintained throughout any data exchange, because access to business rules and data is managed through a service layer which governs these interactions.
In addition, Clockout’s Earned Wage Access solution integrates with Symitar via SymXchange™, which performs the same functions to connect third-party vendors with credit unions.
Clockout is a first-of-its-kind Earned Wage Access (EWA) infrastructure provider designed exclusively for banks and credit unions. Unlike third-party EWA providers that partner with employers, Clockout integrates directly into financial institutions' digital banking platforms via core banking providers.
By joining Jack Henry’s VIP Program, Clockout is making it easier than ever for financial institutions to launch a compliant, secure, and profitable Earned Wage Access program, ensuring they remain competitive in a rapidly evolving financial landscape.
“Earned Wage Access is a financial product that will change the way millions of Americans earn and spend, and we are here to help Financial Institutions offer it,” said Clockout CEO Juan Jurado-Blanco. “With our VIP membership with Jack Henry, we will distribute our product to hundreds of financial institutions to commoditize on-demand pay, giving banks and credit unions a tool to capture direct deposits at scale while acquiring and retaining accountholders in a way they have never seen before.”
Jack Henry’s VIP takes the customer out of the middle, providing vendors with direct access to Jack Henry’s technical resources and test systems. VIP inclusion is not an endorsement of the vendor’s product.
Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For more than 48 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,500 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com
Clockout is a leading Earned Wage Access (EWA) infrastructure provider built exclusively for banks and credit unions. By integrating directly into financial institutions’ digital banking platforms, Clockout enables on-demand pay solutions that help banks capture direct deposits, grow core deposits, and increase customer retention. Unlike traditional EWA providers that rely on employer partnerships, Clockout works directly with financial institutions, allowing them to offer EWA as a seamless, white-labeled service. With core provider integrations banks and credit unions can deploy Clockout in just days, unlocking new revenue streams and providing customers with much-needed financial flexibility. Additional information is available at https://www.joinclockout.com/.
