Easy Implementation

Earned Wage Access for National Banks

As a national bank, you’re a leader in financial services – but fintech disruptors and neobanks are encroaching. Clockout helps you stay ahead by adding a cutting-edge Earned Wage Access (EWA) program to your offerings. The result? Higher customer satisfaction, greater deposit retention, and a competitive edge in the market.

GETTING STARTED

How it works

1

User Joins Clockout

Our user-friendly in-app process allows customers to join Clockout effortlessly.
2

Payroll Connection

Users will intuitively connect their payroll using their credentials.
3

Direct Deposit Switch

Users can reallocate their direct deposits to your bank with minimal effort.
4

Advance Collection

Automatic collection of advance repayments occurs upon paycheck deposit.
our mission

Strengthening Financial Institutions with Innovative Banking Solutions

National banks require cutting-edge solutions to maintain their competitive edge against fintech disruptors. Clockout provides a seamless Earned Wage Access (EWA) solution that enhances direct deposit acquisition, strengthens customer loyalty, and increases lifetime value—without disrupting existing banking infrastructure

Enable Next-Generation Banking
Improve Retention Through Financial Wellness
new products

Unlock a New Era of Banking Technology

Clockout empowers national banks to implement scalable, compliant, and revenue-generating financial products that align with evolving consumer expectations

Enterprise-Grade EWA Infrastructure
Scalable for Millions of Users
Enhance Mobile Banking Engagement
Benefits

Compete against Fintech Apps and Neo-Banks with Earned Wage Access

Talk to Sales
Capture Direct Deposits
Integrate with over 1,600 payroll systems to seamlessly capture direct deposit allocations and payroll data.
Grow Core Deposits
Increase your bank's deposit base by attracting more direct deposits and expanding your customer base.
Differentiate Portfolio
Stay ahead in the competitive market by offering Earned Wage Access, setting your institution apart.
Win Primacy
Achieve primary bank status with customers by providing services that meet their immediate financial needs.
Offer new products
Diversify your offerings with new products that generate additional revenue streams.
Attract new customers
Appeal to younger demographics by addressing their liquidity challenges with innovative solutions.